For people who just want to keep a record
Track spending. That’s it.
bored of yet another money app, another money app! relax, this one’s different. no fuss, as easy as telling your wife "just bought coffee for 30k" "just topped up my game.." wait, that’s not easy either, is it? lol
No busy charts. Just a clean record.
If it still lives in WhatsApp
Work group: can we call?Family: 36 unread messagesPromo: cashback againSpent 50 thousand on fuel.
Okay, I saved Rp50,000 for fuel.
The tiring part isn’t typing it down
You just want to know where your money went.
Other apps ask for budgets, bank connections, and charts. You just want to write down a purchase and check it again on payday.
Sometimes you don't need a ton of features.
You have to match your bank balance with the app, stare at endless colorful charts, deal with a complicated UI, then still type everything in by hand. Logging one expense starts to feel like filling out a complaint form. Too many words make you bored. Just try it... what did you spend money on this morning?
Chat, drop it, done.
- 01
Write it normally
“Gas, 50 thousand” is enough.
- 02
Piko keeps it tidy
Amount, category, and date go into your record.
- 03
Check on payday
See where the money went without scrolling through old chats.
Try Piko AI
An AI money tracker that gets your personality.
Piko remembers that you visited “XXXX Coffee” before and set it as “nongki”. So when you record “XXXX Coffee” again, Piko automatically categorizes it as “nongki”—not “entertainment” or some random label.
Try Piko AISimple click, easy, automatic. That’s Piko!
You can check it later
No guessing at the end of the month.
Open the summary. See what took the most. If you want to talk money at home, you’re looking at the same numbers.
Start with one note.
If you just need somewhere to record spending, Piko is enough.